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arrQuiz[1] = new Array();
arrQuiz[1][0] = "false|Almost!|Indulging in a super-sized caramel mocha frappe latte every once in a while definitely won't do your bank account any favors. But it's not usually an occasional splurge, but an overall approach to managing money that gets you into—or helps you stay out of—financial trouble. That's why <a href='" + schoolurl + "/Article.aspx?2' target='_blank'>it's important to create a spending plan, or budget, to steer you away from money-devouring habits.</a>";
arrQuiz[1][1] = "false|Not!|Going to college is one of the smartest moves you'll ever make. College graduates make 60% more on average than people with just a high-school diploma. Another smart move is creating a spending plan, or budget, even before you snag that diploma. <a href='" + schoolurl + "/Article.aspx?2' target='_blank'>Learn about creating a personalized spending plan now.</a>";
arrQuiz[1][2] = "true|Bullseye!|As the saying goes, it's not how much money you have, but how—and how much—you spend.  To build on your financial smarts, <a href='" + schoolurl + "/Article.aspx?2' target='_blank'>learn about creating a personalized spending plan.</a>";

arrQuiz[2] = new Array();
arrQuiz[2][0] = "false|Not even close!|While you would have contributed $72,000 to your account from your 20th to your 50th birthday, compounded earnings would add an additional $228,000 to your account's value.  <a href='" + schoolurl + "/Category.aspx?45' target='_blank'>Learn more about the miracle of compunding and other secrets to getting rich.</a>";
arrQuiz[2][1] = "false|Um, no.|By the time you turn 50, your account will have swelled to the tune of $300,000—of which $228,000 is compound earnings. <a href='" + schoolurl + "/Category.aspx?45' target='_blank'>Learn more about the miracle of compunding and other secrets to getting rich.</a>";
arrQuiz[2][2] = "true|Ka-ching!|Compound earnings can turn your $200 a month investment into a cool $300,000. Keep the good saving habit up for an additional 15 years, and you'll have well over $1 million. <a href='" + schoolurl + "/Category.aspx?45' target='_blank'>Learn more about the miracle of compunding and other secrets to getting rich.</a>";

arrQuiz[3] = new Array();
arrQuiz[3][0] = "false|You're wearing THAT?|It's your credit score—not your outfit—that has to look good if you want to get approved for a store card. Once you fill out an application, many stores are set up to access your credit score right at the register. <a href='" + schoolurl + "/Article.aspx?135' target='_blank'>Find out more about credit scores and how they're used.</a>";
arrQuiz[3][1] = "true|Bingo!|Many stores are set up to access your credit score right at the register. A high score, and you can use your new card on the spot. A low score, and you may have to make that purchase with cash. <a href='" + schoolurl + "/Article.aspx?135' target='_blank'>Find out more about credit scores and how they're used.</a>";
arrQuiz[3][2] = "false|Don't count on it!|Being a loyal customer won't matter much if your credit score doesn't measure up. When you apply for a card, many stores are set up to access your credit score right at the register. A high score, and you're approved. A low score, and you may have to make that purchase with cash. <a href='" + schoolurl + "/Article.aspx?135' target='_blank'>Learn more about credit scores.</a>";

arrQuiz[4] = new Array();
arrQuiz[4][0] = "true|To the head of the class!|Legitimate scholarship providers will never charge a fee or ask you for credit card or other financial information to \"hold\" your award.  <a href='" + schoolurl + "/Category.aspx?51' target='_blank'>Learn more about finding scholarships and avoiding scams.</a>";
arrQuiz[4][1] = "false|100%—wrong!|Legitimate scholarship providers offer to give you money—they don't try to take it from you. If someone asks you for a fee or financial information to hold a scholarship for you, it's probably a scam. <a href='" + schoolurl + "/Category.aspx?51' target='_blank'>Learn more about finding free money for school and avoiding scams.</a>";
arrQuiz[4][2] = "false|Scratch that!|Legitimate scholarship providers offer to give you money—they don't try to take it from you. If someone asks you for a fee or financial information to hold a scholarship for you, it's probably a scam. <a href='" + schoolurl + "/Category.aspx?51' target='_blank'>Learn more about finding scholarships and avoiding scams.</a>";

arrQuiz[5] = new Array();
arrQuiz[5][0] = "false|Yes—and no.|Depending on state law, you may (or may not) be responsible for your roommate's share of the rent. In some states, tenants are jointly responsible for the rent—which means if your roommate goes AWOL, you could be liable for paying his or her share. <a href='" + schoolurl + "/Article.aspx?74' target='_blank'>Learn more about leases.</a>";
arrQuiz[5][1] = "false|Read the fine print!|Of your lease, that is. In some states, each tenant is responsible for his or her share of the rent.  In others, all tenants are jointly responsible for the rent. That means if your roommate bails, you could still be liable for paying his or her share. <a href='" + schoolurl + "/Article.aspx?74' target='_blank'>Learn more about leases.</a>";
arrQuiz[5][2] = "true|You got that right!|In some states, each tenant is responsible for his or her share of the rent. In others, all tenants are jointly responsible—so if your roommate goes AWOL, you could be liable for his or her share. So know your state law before signing on the dotted line. <a href='" + schoolurl + "/Article.aspx?74' target='_blank'>Learn more about leases.</a>";

arrQuiz[6] = new Array();
arrQuiz[6][0] = "true|Hooked it!|Phishers are email scam artists who cast around on the Internet for your confidential personal information. They use the information to make purchases or borrow money in your name, or access your bank account. <a href='" + schoolurl + "/Article.aspx?109' target='_blank'>Learn more about phishing and other types of identity theft so you don't get reeled in.</a>";
arrQuiz[6][1] = "false|LOL!|Phishers aren't angling for the prize catch in the latest online fishing game. Instead, they're trying to reel in your confidential personal information to either borrow money or make purchases in your name, or to access your bank account. <a href='" + schoolurl + "/Article.aspx?109' target='_blank'>Learn more about phishing and other fishy identity theft scams so you don't take the bait.</a>";
arrQuiz[6][2] = "false|Nice try!|Good grades may be a prize catch for you, but not for phishers. What these email con artists are trying to reel in is your confidential personal information to make purchases or take out loans in your name, or to access your bank account. <a href='" + schoolurl + "/Article.aspx?109' target='_blank'>Learn more about phishing and other types of identity theft so you don't take the bait.</a>";

arrQuiz[7] = new Array();
arrQuiz[7][0] = "true|On the money!|The Truth in Lending law limits your liability to $50 if your credit card is stolen. On the other hand, you could be in the hole $500 if thieves get their hands on your debit card. Go figure. <a href='" + schoolurl + "/Article.aspx?20' target='_blank'>Learn  more about the pros and cons of purchasing on plastic.</a>";
arrQuiz[7][1] = "false|Not quite!|In fact, the Truth in Lending law limits your liability to $50 if your credit card is stolen. But don't get too excited—you could be on the hook for $500 if thieves get their hands on your debit card. <a href='" + schoolurl + "/Article.aspx?20' target='_blank'>Learn more about the pros and cons of debit and credit.</a>";
arrQuiz[7][2] = "false|Nice try!|Credit cards carry risks—but being stiffed with a huge bill you didn't rack up isn't among them. The Truth in Lending law limits your liability to $50 if your credit card is stolen. But if your debit card is stolen, you could be on the hook for up to $500 in unauthorized charges. <a href='" + schoolurl + "/Article.aspx?20' target='_blank'>Learn more about the pros and cons of purchasing with plastic.</a>";

arrQuiz[8] = new Array();
arrQuiz[8][0] = "false|You're miles off!|From the correct answer, that is. In fact, you can use any type of aid, from loans to grants to scholarships, to pay for study abroad, provided the program meets certain requirements. <a href='" + schoolurl + "/Category.aspx?34' target='_blank'>Find out more about studying abroad.</a>";
arrQuiz[8][1] = "false|You're off course!|For the correct answer, that is. In fact, you can use any type of public or private financial aid, including loans, grants, and scholarships, to pay for study abroad, provided the program meets certain requirements. <a href='" + schoolurl + "/Category.aspx?34' target='_blank'>Learn more about studying abroad.</a>";
arrQuiz[8][2] = "true|You've arrived!|At the correct answer, that is. Provided the program meets certain requirements, you can use any type of public or private financial aid, including loans, grants, and scholarships to pay for study abroad. <a href='" + schoolurl + "/Category.aspx?34' target='_blank'>Learn more to help you plan your study abroad program.</a>";

arrQuiz[9] = new Array();
arrQuiz[9][0] = "false|Close, but no banana!|Sure, a plate piled high with fresh fruits and veggies is a better choice than an energy drink and a bag of cheesy nibbles. But if you're looking to protect your wealth as well as your health, you're better off fixing your salad at home. <a href='" + schoolurl + "/Article.aspx?24' target='_blank'>Learn about easy, nutritious recipes and other tips for eating on the cheap.</a>";
arrQuiz[9][1] = "false|Wrong (food) choice!|A slice or three may hit the spot now and then, but neither man nor woman can live by pizza alone. Your best bet for keeping your finances on track—and all of the food groups in play—is to try your skills in the kitchen. <a href='" + schoolurl + "/Article.aspx?24' target='_blank'>Learn about easy, tasty recipes and other tips for eating on the cheap.</a>";
arrQuiz[9][2] = "true|4 stars!|You don't have to be a celebrity chef to whip up satisfying meals in your on- or off-campus apartment.  <a href='" + schoolurl + "/Article.aspx?24' target='_blank'>Learn about easy, tasty recipes and other tips for eating on the cheap.</a>";

arrQuiz[10] = new Array();
arrQuiz[10][0] = "false|Give it a rest!|On the contrary, you get a six-month breather—called a grace period—from the time you graduate until you must begin repaying your student loans. <a href='" + schoolurl + "/Category.aspx?56' target='_blank'>Find out more about paying back your loans.</a>";
arrQuiz[10][1] = "true|Score!|You have six months from graduation until you must start paying back your student loans—although you may qualify for payment relief if you're having a hard financial time. If that's the case, be sure to contact your lender. <a href='" + schoolurl + "/Category.aspx?56' target='_blank'>Find out more about student loan repayment.</a>";
arrQuiz[10][2] = "false|No way!|Regardless of whether you've found a job or are still pounding the pavement, you must begin paying back your student loans 6 months after you graduate. However, if you're having a hard financial time, you may qualify for some kind of payment relief, so be sure to contact your lender. <a href='" + schoolurl + "/Category.aspx?56' target='_blank'>Learn more about paying back your loans.</a>";

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