As of August 15, 2007

This policy sets forth how we handle information we learn about you from your visit to our web site.

a. Traffic Data Collected. We may automatically track and collect information when you visit our site, including your: (a) IP address; (b) domain server; (c) type of computer; (d) date and time; and (e) type of Web browser and operating system used (collectively "Traffic Data"). Traffic Data is anonymous information that does not personally identify you but is helpful for analysis purposes or for improving your experience on the site. We may use "cookies" or other similar software or code on this site.

b. Personal Information Collected. In order for you to access and use certain areas of the site and to order materials or information that we may offer through the site, we may require you to provide us with information that personally identifies you ("Personal Information"). Personal Information may include data such as your name, mailing address, e-mail address, organization, username, access password, birth date and other contact information. We may collect and retain any Personal Information that you provide to us. If you send us any e-mail or other communication, we may retain those communications in order to respond to you, to evaluate or improve the services, or for other purposes. It is your responsibility to update or correct your Personal Information whenever necessary. To update, correct, or request removal of your personal information, contact us at the address below.

c. Not for Children. The areas of the site that require Personal Information are not intended for use by children under the age of 13. Children under the age of 13 are not permitted to access or use areas of the site that require the disclosure of Personal Information. If we discover or are advised that a person who has disclosed Personal Information through the site is under the age of 13, we will delete all Personal Information provided by that person.

We may use Personal Information:

(a) to send you information or materials about our organization or to contact you when necessary;

(b) to send you or provide you access to information and materials offered through the site or requested by you;

(c) to send you e-mails, publications and newsletters relating to NEFE and programs and materials offered by NEFE or its partners;

(d) to authorize and monitor the access to and use of the site;

(e) for research, development and analysis in connection with the maintenance, protection and improvement of our services, materials and information; and

(f) for purposes of maintaining and improving the site, the function of the site and access to the site.

We may use Traffic Data and aggregated non-personal information and share such data and information with third parties.

We may provide Personal Information to affiliated organizations or third parties if necessary to provide you with information, materials or services you have requested.

If you request or order information or materials from NEFE, we may use any contact information you provide, for example, name, school name, e-mail address, mailing address, city, state and ZIP, for marketing and other purposes and may share the contact information with other organizations for their use in connection with non-commercial educational activities and programs. We will not sell your contact information to any other person or provide your contact information to other persons for use in connection with commercial activities.

We may disclose your Personal Information when we have your consent or we have a good faith belief that access, use, preservation or disclosure is necessary to: (a) comply with a court order or satisfy any applicable law, regulation, legal process or enforceable government request; (b) protect our rights or property; (c) enforce our Terms of Use, including investigations into possible violations thereof; (d) detect, prevent or otherwise address fraud, security, legal or technical issues; or (e) protect against harm or injury to us, our property, users or the public as required or permitted by law.

You may choose not to provide us with any Personal Information. In such an event, you can still access and use much of the site; however, you may not be able to access and use portions of the site that require your Personal Information. If you have provided us with Personal Information and you do not wish for us to maintain, use or share the information, you may "op-out" by sending us a notice identifying the Personal Information and requesting that the Personal Information be removed. Requests may be sent by e-mail or U.S. mail to one of the addresses set forth in the "Contact" section below.

We will use reasonable efforts to protect against unauthorized access to or unauthorized disclosure, alteration and destruction of Personal Information we collect.

This site may contain links to other websites. We are not responsible for the privacy practices or the content of such sites. We may also make forums, message boards, and news groups available to you. Please understand that any information disclosed in these areas may become public information. We have no control over its use and you should exercise caution when deciding to disclose your personal information.

This policy is effective when posted on the site. We reserve the right, at any time and without notice, to add to, change, update, or modify this Privacy Policy, simply by posting such addition, change, update, or modification on this site. Any such addition, change, update, or modification will be effective immediately upon posting on the site.

If you have any questions or concerns regarding this Policy or our treatment of Personal Information, please feel free to contact the Webmaster or at Privacy Policy Matters, C/O National Endowment for Financial Education, 1331 17th Street, Suite 1200, Denver, CO 80202.